High quality, independent advice, no fees.
We partner with a number of registered, independent financial advisers who can help you with your insurance. After seeing a lot of insurance customers in New Zealand go without advice or a review of their insurance for an extended period of time, we felt that there needed to be a service that puts you in touch with the right person to help. We built our questionnaire to be quick, easy and only ask you the relevant questions to find you the right advisor.
Our partnered advisers have years of experience giving advice in the insurance industry to all types of clients, big and small. You don’t need to have a specific objective to get a review. Sometimes it is nice to have an expert look over your plan and make sure that you are on the right track.
Our partnered advisers have agencies with the top insurers in New Zealand and are not affiliated or incentivised to work with a particular insurer. This means that you will receive truly unbiased advice.
How it works:
You complete our form.
Get paired with a registered financial advisor.
Advisor provides quotes that are compared across the major NZ life insurers.
(Optional) Advisor can give you advice on the amount of cover that you need and answer any questions you have about the cover.
Why use Cover for Life?
Get quotes compared across the major NZ life insurers.
Compare your existing life insurance with other insurers to see if you can get better policy wordings or price.
Advice on how the cover works and the best way to structure it for your situation.
Expert help with the application process and ongoing servicing including claims.
No obligations. Your advisor is not a salesperson. If you decide not to proceed you won’t be contacted again.
No fees, ever. There are no additional costs to using an advisor and they will often get a better rate than going directly through the insurer.
PRIVACY POLICY
Last Updated: 11/07/2023
At Cover for Life ("we", "us", "our"), we respect your privacy and are committed to protecting it through our compliance with this Privacy Policy. This Policy describes the types of information we may collect from you or that you may provide when you visit our website cover4life.co.nz and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This Privacy Policy applies to information we collect:
On this website.
In email, text, and other electronic messages between you and this website.
Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our website. By accessing or using this website, you agree to this privacy policy.
INFORMATION WE COLLECT ABOUT YOU
We collect several types of information from and about users of our website, including information:
By which you may be personally identified, such as name, postal address, e-mail address, telephone number, or any other identifier by which you may be contacted online or offline ("personal information").
That is about you but individually does not identify you.
About your internet connection, the equipment you use to access our website, and usage details.
HOW WE USE YOUR INFORMATION
We use information that we collect about you or that you provide to us, including any personal information:
To present our website and its contents to you.
To provide you with information, products, or services that you request from us.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us.
To notify you about changes to our website or any products or services we offer or provide though it.
In any other way we may describe when you provide the information.
For any other purpose with your consent.
DISCLOSURE OF YOUR INFORMATION
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
We may disclose personal information that we collect or you provide as described in this privacy policy:
To our subsidiaries and affiliates.
To contractors, service providers, and other third parties we use to support our business.
To fulfill the purpose for which you provide it.
Note: When you submit our form, your details will be provided to ONE registered financial advisor based in New Zealand.
YOUR RIGHTS
You may have certain rights under New Zealand law regarding your personal information, such as access and update rights, the right to delete, and the right to object to certain processing.
CHANGES TO OUR PRIVACY POLICY
It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users' personal information, we will notify you through a notice on the website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our website and this privacy policy to check for any changes.
CONTACT INFORMATION
To ask questions or comment about this privacy policy and our privacy practices, contact us at: admin@cover4life.co.nz